Weekly Newsletter of CSC e-Governance Services India Limited, July 24, 2020  |   CSC network is one of the largest Government approved online service delivery channels in the world

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  Divyang VLE Sudhakar Narayan empowers marginal farmers in Beed (Marathwada)

Marathwada region is called the epicenter of India’s agrarian crisis. The plight of small and marginal farmers in this region is worse. Erratic rainfall and rising temperatures due to climate change have only added to this distressing scenario. Farmers in this parched land continue to cultivate water-guzzling soybean, Jowar, cotton and sugarcane.

Sumitra Kirwal came to Gowardhan village in Beed District of Marathwada region in Maharashtra in 2001 as a young bride. Her husband Ashruba Umaji Kirwale owned a small patch of land where he tried to grow Soyabean and Jowar, and mostly failed. “We had no option but to work as laborers in other people’s farms,” recollects Kirwal couple. “We worked in the farms from sunrise to sunset. When our daughter was a toddler, we had to carry her while working. Sometimes, we were so tired that we couldn’t make it back home and used to sleep in the field.” For all their toil, Sumitra and her husband were paid as little as Rs 50 each every day.

Life held out very little hope for Kirwal couple, now 45 and mother of two children, if it wasn’t for a fortuitous association with CSC VLE Sudhakar Narayan Nischal. The VLE is empowering women farmers through various CSC initiatives for farmers in Beed district of Marathwada. They received their Kisan Credit Cards and started growing various crops at their fields. Now, they sell their vegetables directly in the market. The Kirwal couple is also beneficiary of PM-Kisan Mandhan Yoajana. The VLE Sudhakar has made 200 Kisan Credit Cards for the marginal farmers in Beed. He has also registered all of them under Pradhan Mantri Kisan Maan DhanYojana (PM-KMY). Kisan Credit Card is not a number generated by VLE Sudhakar, and is in fact a transformative initiative.

The VLE Sudhakar says, “Kisan Credit Card is a pioneering credit delivery innovation for providing adequate and timely credit to farmers under single window. It is a flexible and simplified procedure, adopting whole farm approach, including short-term, medium-term and long-term credit needs of borrowers for agriculture and allied activities and a reasonable component for consumption need.” He added, “It is a cash credit facility to provide timely and adequate credit for farmers in India. It enables farmers to avail credit for crop production, consumption and maintenance of machinery, by simply swiping a RuPay debit card.”

A farmer requires many ingredients for her/his farming operations; farm and weather advisory, seeds, irrigation, fertilisers, pesticides, credit, farm labour, agricultural machinery and transparent markets almost in this order. ‘Doubling of Farmers Income’ (DFI) — a clarion call of the Hon’ Prime Minister — can be achieved through increase in yields, reduced cost of production, remunerative prices, supplementary income from off-farm and region-specific models.

Marathwada is home to some 25 million people, out of which about 73% live in villages and depend mostly on rain-fed agriculture for a livelihood. But unsustainable farming, droughts, water scarcity and rising temperatures are now placing the survival of these large number of people at risk. In such a scenario, Kisan Credit Card and VLE’s initiatives in sustainable and diversified agriculture is the great solution to stop deepening agrarian crisis in the region.

CSC Journey of VLE

Sudhakar contracted polio when he was just eight months old. Despite his physical disability, he took up CSC journey in year 2016. What makes him extraordinary is his determination, commitment, strength of mind and his sense of dignity. Sudhkar never stood on his feet, never walked on this earth but he has made hundreds of Farmers in Beed to stand on their feet by making them empowered through income generation.

His early life was full of misery. Born in a BPL family, Sudhakar had no choice but to work hard in order to continue his study. He worked since his childhood as daily wager or sometimes doing odd jobs at neighbors’ house. ‘I used to cultivate leased lands in drought times as otherwise lands were not available to me. I used to cultivate jute and vegetable. Later I trained others about how to grow vegetable and jute in drought season’. Meanwhile, he passed 10th standard and then joined CSC in the age of 21.

The VLE says, “Farmers rely on agricultural credit to purchase various inputs, from fertilizers to irrigation equipment. Lack of adequate access to institutional credit means farmers often take out usurious loans from private lenders. Most farmers in Parli, Beed experienced around one to three drought years, due to climate change.” The VLE Sudhakar is targeting every Kisan Samman beneficiary for KCC scheme.

The scheme aimed at adequate and timely financial support in a flexible and cost effective manner from the banking system to the farmers for their cultivation needs including purchase of inputs. The VLE is also organizing Kisan Credit card camps to educate the farmers.

The farmers are getting Kisan Credit Cards (KCC) on the basis of their land holdings so that the farmers may use them readily to purchase agricultural inputs such as seeds, fertilisers, pesticides etc. and also to draw cash for their production needs including the credit requirements for the ancillary activities related to crop production such as maintenance of agricultural machinery, implements, electricity charges etc.

Due to VLE Sudhakar, many other things have also become possible for farmers in Parli, Beed: simplified application in vernacular language, identifying uncovered farmers, appropriate scales of finance so that correct amounts are disbursed as loan, facilitation in KCC application submission, timely disbursements of crop loans, operationalising other loans which KCC encompasses, advisories and remunerative prices leading to farmers’ welfare.


  Success story of VLE Gurunathan from Coimbatore District, Tamilnadu

Name: K. Gurunathan
Location: Vadavalli, Coimbatore District, Tamilnadu.

K Gurunathan started his CSC in August 2014 at Vadavalli area of Coimbatore district providing some of the services. In June 2017, he started Jan Aushadhi Centre to sell generic medicine at an affordable cost at the doorsteps in Vadavalli.

After initial struggle with CSC services, his monthly sales turnover is more than Rs. 2 lakh now. This VLE’s share of earning through Jan Aushadhi service is around 35 to 40 percent of his total CSC monthly earnings.

With the efforts of VLE, solar lights have been installed for the use of public at 8 locations in his Vadavalli. Apart from this, he has conducted survey in 650 households of his village panchayat, through which eligible candidates (mostly women) are enrolled in BCC, CCC & Tally courses.

He successfully uploaded around 5000 IHHL applications under Government of India’s Swachh Bharat project. He is rendering many other services like Aadhaar, PMGDISHA, BHIM registration, GST Filing, BPPS, FSSI Registration, Insurance, Income Tax Filing, Passport & PAN Card.

Life Certificate for the Pensioners – an important service for old age people - is being rendered in through his CSC. This is one of the most sought after service in his CSC. Nearly 1000 Jeevan Praman Life Certificate are being issued annually from this CSC. He is serving Divyang persons at their door step itself.

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